To Inspect or Not To Inspect

By all means inspect my friend inspect!

Now that your offer to purchase real estate is a contract, you’re probably thinking about how much all this is going to cost. I know you’ve sacrificed and saved for the last few years just waiting for this day to come, and now the time has come for you to start signing all those checks. First it’s the deposit money, and then it’s all those upfront mortgage company fees. The real kicker will be that truth in lending statement which gives you a good faith estimate towards all of your closing costs. MC900056234

It’s all coming together and time is of the essence, it doesn’t matter what kind of contract you signed whether it’s for a short sale, foreclosure or seller owned property, even an “as is contract” gives you the opportunity to have a home inspection within a certain number of days. My advice is to take advantage of this opportunity, especially if it’s an existing home; a home inspection is well worth the money you’re going to spend. For a reasonable fee you can have everything inspected, the roof, attic, plumbing, electric, mold issues and all appliances. In the long run this important step in purchasing real estate can save you thousands of dollars.

Now is not the time to save a few dollars, it’s time to spend wisely and  know exactly what you’re buying so you won’t be unhappily surprised in a  month or two after closing. If your inspector finds something majorly wrong with house you can renegotiate the contract purchase price, back out of the contract all together or even just decide to deal with the problem yourself after the closing. As you can see the options are very advantageous to you since you are now a savvy informed buyer.

A good home inspection company will be able to provide the WDO (Wood Destroying Organism also known as a termite inspection) report during the same time as your home inspection.

A home purchase is a big investment, know what you are buying and believe me you will be glad you spent the money on that all important home inspection.

Happy House Hunting

Deborah’s WebSite

Email Deborah

Like Deborah on Facebook

Follow Deborah on Twitter

Life With A Realtor® Part 2

As you know I live here in St. Augustine, Florida with my Realtor® and we couldn’t have picked a better place to call home. St. Augustine is the oldest continued occupied European settlement in the United States. Yes that’s right it’s the oldest city in America and there’s always something going on downtown. Right now we’re celebrating the 2013 Romanza Festival till May 19th. There are concerts in the plaza and on the beach, jazz and art festivals all free of charge. Of course I get a lot of attention when we hang out in the plaza, mostly from little children who want to pet the cute little dog with the wagging tail. I must admit I am a hit and the best conversation piece my Realtor® ever had. 

Walking around downtown is always exciting; people from all over the world come here to enjoy our city. The cannons at the Castillo de San Marco are shot often by re-enactors, and the first time I heard that loud noise I’ll admit I was a little frightened but I’m used to it now. Music plays from various eateries filling the air with delight when we walk around. Of course I’m always fashionable in my matching harness and leash ever aware of just how cute I look. 

One of my favorite places to visit is the Tini Martini Bar located right on the bay front. We always get a bistro table for two by the sidewalk so we can people watch and the people can watch us. I sit up in my chair alert and always ready to wag my tail for a kind word or a pat on the head. I’m always welcome at the Tini Martini Bar, in fact there are many places in town where I’m welcome and my Realtor® and I patronize these places frequently, maybe later when I have more time I’ll tell you about a few more of my favorite places. lizmartini


It’s beautiful here during the day looking out upon the waterfront seeing the boats, the horse and buggies in the street and all the happy people waving from the sightseeing trains and trollies. In the evening the atmosphere here is positively dreamy with the lights of the tike torches. There’s nothing better than a beautiful day or evening sipping a martini, listening to live music and meeting new friends at the Tini Martini Bar here in my home town of St. Augustine, Florida. Say hello to me when you walk by or sit across from us, you can easily recognize me since I’ll be the cutest one there! See you down town.

 Elizabeth pawprintxsm

Life with a Realtor®

Hello my name is Elizabeth and I live with a Realtor®, and believe me it has its ups and downs. Every morning my Realtor® puts on what’s called clothes, she tried putting those things on me and I put a stop to that right away. Oh she petted me and told me how much I would like my new outfit and then she proceeded to put it on me lifting my legs awkwardly into tiny little holes then forcing scratchy material over my head. Wow did Elizblogpicthat feel strange; I don’t know how she can put those outfits on herself every day because I sure hated that constricting horrible feeling. Well I did what any proud miniature dachshund would do, I froze right there on the spot, yep that’s right, I refused to move! I stood perfectly still then I really laid it on looking at her with my big irresistible eyes screaming help, help me, please help me, I can’t move. Off came that stupid outfit and that my friend was the end of my Realtor thinking I would be wearing clothes like her. I can just imagine her thinking how cute we would look in matching outfits; sometimes she’s just not wrapped too tight.

Let’s face it, I do spend a lot of time in the house alone because she’s always going somewhere and most of the time she doesn’t take me along. That is so frustrating especially since I always want to go with my Realtor®, heck I don’t want to miss out on anything. So many times she promises me that she’ll be home with me all day, and then the phone rings and she’s out the door breaking the promise she just made. Or she says, I’ll be back in a little while and comes back five or six hours later. When my Realtor® does come home I jump up and down on her leg wagging my tail like crazy, she thinks I’m so happy to see her when all I really want to do is go outside and do my business since I’ve been holding it for hours!

As I said in the beginning there are many up sides to living with my Realtor®. For instance we both enjoy a lot of the same things, playing ball, sleeping under a blanket, sitting in the same recliner, watching old movies and eating cheese. Plus there seems to be an endless supply of food in a big metal box that she keeps in the kitchen, I usually get a piece of whatever she takes out of there too. She does keep a bowl on the floor for me filled with some sort of colorful pebbles that I simply refuse to eat on a regular basis. Make no mistake about it, I may live with a Realtor® but I’m top dog in this house, I’m in charge around here. I had her trained in no time. Whenever she sits down to eat she always shares with me. I have a special seat in the car too right up front next to my Realtor®, it’s nice and high so I can see out the window, I love riding in the car.

I must admit that my Realtor® is my very best friend. I follow her around the house and even when she’s on the computer, which is most of the time, I’m right under the desk in my bed just in case she needs me. I feel sorry for her sometimes especially when people come over. She thinks they’re coming to see her when they really just came over to play ball with me. Like I said before, sometimes she’s not wrapped too tight so I’m taking care of her and I’m doing a great job.

Elizabeth pawprintxsm